Bank of Internet USA Debuts New Online Self-Service Capabilities – Powered by IntelliResponse


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IntelliResponse Virtual Agent Solution Provides Customers of America’s Oldest and Most Trusted Internet Bank With Instant Answers to Their Questions
TORONTO, Nov. 19, 2014 – IntelliResponse, provider of the most widely deployed enterprise virtual agent technology, today announced that Bank of Internet USA – America’s oldest and most trusted internet bank – has implemented the IntelliResponse Virtual Agent technology platform on their website. Using the solution, Bank of Internet USA customers can ask natural language questions online at any time of the day, and receive instant, accurate answers through their new Have a Question? feature.

Bank of Internet USA is a division of BofI Federal Bank – a nationwide branchless bank with approximately $4.4 billion in assets that provides innovative banking and lending products and services to personal and business banking customers throughout the United States.
Ranked the “Best Performing Public Thrift” for 2013 and named “The Best of the Biggest” by SNL Financial, Bank of Internet strives to make banking easy, convenient and affordable for its customers.

Operating an extensive branchless banking network throughout the U.S. also means that providing an unsurpassed level of support for those customers always needs to remain a top priority.

Now, when customers are on Bank of Internet’s website, they can ask a range of questions such as “How do I open an account?” and “What ATMs can I use?” and receive instant, accurate answers. Bank of Internet’s Have a Question feature, also leverages i.Suggest – IntelliResponse’s next generation predictive matching technology which helps improve answer accuracy while reducing customer effort.

“The majority of consumers today who have questions turn to an organization’s website first for answers,” explains David Lloyd, President and CEO of IntelliResponse. “Online banking and online self-service are the perfect match, and Bank of Internet’s prominent placement of their Have a Question feature on every page of their website ensures customers always have quick, easy access to answers wherever they are on the site. Additionally, since customers are no longer required to interrupt their online banking session to speak with a live agent for routine banking questions, contact center reps can now spend time with those customers who require human assistance.”

“Our customers have entrusted us to meet their day-to-day banking needs, and they expect nothing short of an outstanding experience whenever they engage with us,” said Kyle Kolsky, SVP of Consumer Deposits at Bank of Internet USA. “Operating a national bank without branches means our online self-service options need to be top notch, providing our customers with accurate and consistent answers to their questions. IntelliResponse Virtual Agent helps us deliver an exceptional online self-service experience our customers value, while helping us channel those routine banking inquiries to the more cost-effective online channel.”

About IntelliResponse
IntelliResponse, a [24]7 company, provides digital self-service technology solutions for the enterprise. We create profitable online conversations for our private and public sector customers around the world.

Our patented Virtual Agent solutions transform corporate websites, mobile applications, social media channels and agent desktops into world class self-service platforms. Using IntelliResponse, consumers can ask questions using natural language and get instant, accurate answers as well as targeted offers that lead them down the purchase path and improve conversion. What’s more, key voice of the customer insights are captured in natural language, allowing companies to build highly detailed customer profiles over time.

IntelliResponse is the gold standard in first line customer experience, offer management and customer intelligence. Some of the world’s most recognized corporate brands and public institutions trust their customer experience management needs to IntelliResponse – including CIBC Bank, Arvest Bank, Blue Cross and Blue Shield of Kansas City, Optus, Copa Airlines, Penn State University and Yale University.
For more information about IntelliResponse, visit

About BofI Holding
BofI Holding, Inc. is the holding company for BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small-to-medium size businesses in target sectors, and selected specialty finance receivables. With over $4.4 billion in assets, BofI Federal Bank provides consumer and business banking products through its low-cost distribution channels and affinity partners. BofI Holding, Inc.’s common stock is listed on the NASDAQ Global Select Market under the ticker symbol BOFI and is a component of the Russell 2000® Index and the S&P SmallCap 600® Index. For more information on BofI Federal Bank, please visit

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